KO Advisors Independent · Licensed in 32 States
Before Your Call

You've got a call booked. Here's exactly what to expect.

No scripts, no pressure, no surprise sales pitch. This page tells you what we'll cover, what to have handy, and what you'll walk away with — so our fifteen minutes actually count.

What we'll cover

  1. Where you are now. What you're paying, what's covered, and what's bugging you about it — or what's changing (new job, new business, new baby).
  2. What matters to you. Keeping your doctors? Lowest monthly cost? Protection from worst-case bills? There's no single right answer.
  3. Your realistic options. I'll tell you on the spot which markets you fit — ACA, private, or group — and what ballpark pricing looks like.
  4. Next steps, if any. Usually I go shop the market and bring you back real numbers. If you're already well-covered, I'll tell you that too.

Have these handy (if you can)

  • Your current plan & premium — a recent bill or your insurance card is plenty
  • Your doctors' names — so I check networks before recommending anything
  • Your medications — same reason; formularies differ plan to plan
  • A monthly number you're comfortable with — we build around your budget, not the other way around

Nothing handy? Come as you are — we'll still get most of the way there.

What you'll walk away with

  • A clear read on whether you're overpaying today
  • Which enrollment windows apply to you — and any deadlines coming up
  • A side-by-side comparison of real options (usually within a day or two)
  • Zero obligation — the call and the comparison are free either way

Logistics

  • Format: 15-minute phone call from me: (702) 281-7165
  • Screenshare: if we review plans together, I'll send you to my Screenshare link — you'll see everything I see
  • Need to reschedule? Use the link in your confirmation email, or grab a new time here
  • Questions first? Text me anytime
Kevin Ojeda, licensed health insurance advisor
Kevin Ojeda — founder, KO Advisors
Who You're Talking To

A broker who makes coverage make sense.

I'm Kevin — the COVID-19 pandemic opened my eyes to how quickly life can change and how essential reliable coverage really is. That's why I became a health insurance broker, and I've since helped more than 1,200 individuals, families, and business owners enroll. Full story here.

And because you shouldn't take a website's word for any of that: I'm a licensed producer in 32 states, and you can verify my license with your state's regulator before we ever speak. I'd encourage it, actually.

Quick answers before we talk

Do I have to decide anything on the call?

No. The first call is discovery — your situation, your priorities, your options. If a plan makes sense, I'll bring you real numbers afterward and you decide on your own time.

Will you sell my information?

Never. What you tell me is used to shop coverage for you — nothing else. See the privacy policy for specifics.

What does this cost?

Nothing — not the call, not the comparison, not the enrollment help. Carriers pay broker commissions, and plan prices are the same with or without a broker.

Haven't booked yet?

Grab a time that works — the whole thing takes fifteen minutes.

Book your free call Text me: (702) 281-7165